Session 2

Monday, April 3rd
Room 201
11:30am – 12:30pm

Derrick Carpenter, SVP, Product, Portfolio & Integrated Payment Services Leader, Bank of America Merchant Services

Session Description

It would have been nearly impossible to predict how customer behavior has changed over the last decade. New technology is a catalyst for this disruption in payments and commerce, thus influencing consumers’ relationships with brands.

Whether it’s in the store or online, the moment of truth for payments happens at the point-of-sale, all supported by a complex ecosystem of acquirers, issuers, networks, gateways, POS hardware and software providers. With mobile technology as a catalyst and startups disrupting the status quo, POS vendors and processors are moving from closed, monolithic and batch to open, distributed and real-time.

This session will explore how the providers of the core infrastructures of payments are delivering compelling new value-added services for merchants and consumers while also leveraging new technologies to maintain the trust and security customers expect and demand.

Monday, April 3rd
Room 203
11:30am – 12:30pm
Advanced – FP&A Renewal Credit

Francesco Tonin, FX Market Specialist, Bloomberg
Lin Yang, Treasury Director, Financial Risk Management at Dell Computers

Session Description

With global interest rates at historically low levels, funding and investing have become more challenging, with yield pick-ups developing in several countries. For example issuing debt in a country and swapping into dollars or investing in foreign sovereign debt and swapping it into dollars have become attractive opportunities.

This session will teach how to understand the interest rate basis and how to exploit discrepancies in effective rates when funding or investing in a foreign country.

Monday, April 3rd
11:30am – 12:30pm
Intermediate – FP&A Renewal Credit

Greg Litster, President, SAFEChecks
Dawn Lothringer, CTP, Zachry Industrial

Session Description

Wire fraud has skyrocketed from a mere 3% of payment fraud attempts in 2010 to 48% today. Wire fraud is almost completely preventable. It is intertwined with some of the most common Business Email Compromise (BEC) scams, which have also reached epidemic levels.

BEC scams are just one of many Corporate Imposter Fraud strategies, and are paired with payment diversion, account takeovers, and the like. Knowing how to spot a scam, coupled with continual vigilance, is crucial in thwarting attempts. BEC scam losses of over $2 million have been reported.

Meanwhile, “old-school” check fraud still produces more losses than any form of payment fraud. Most businesses still issue checks, so check fraud will not go away any time soon. The rise in mobile banking and mobile Remote Deposit Capture has only added to the complexity of check fraud.

Participants will learn how to spot and evade BEC scams, and how to implement specific strategies to avoid wire fraud. They will learn how the Check 21 Warranties combine with Holder In Due Course to give recourse to banks and consumers seeking to recoup mRDC losses. The presenters will share real-life fraud situations, including what went wrong and how the losses could have been prevented.

Monday, April 3rd
Lone Star A
11:30am – 12:30pm
Advanced – FP&A Renewal Credit

Philip Blais, Senior Vice President, RT Specialty
Todd Fredella, Senior Vice President, Cadence Insurance
Becky Kruse, Vice President, Cadence Insurance
Moderator – Reed Moraw, President, Cadence Insurance

Session Description

For many companies, insurance represents a significant cost and thus CFOs, as the principal insurance buyers at small and mid-sized companies, are intently focused on how well and cost-efficiently their companies are protected against loss. Collectively, rising insurance costs, a modest economic recovery over the past several years and greater precision around risk management have elevated insurance planning among a CFO’s top strategic considerations. This session explores ways businesses can effectively manage insurance costs while improving business resilience.

Experts will discuss three key policies with the most significant bottom line impact:

  • business interruption
  • cyber liability/crime
  • employee benefits

Generally, these policies are not standard nor are they well understood amidst an ever-changing exposures and a dynamic insurance market. Emerging risks; complex exposures; insurance policy terms, conditions and provisions; as well as key factors and issues to consider in the purchase of cyber liability/crime and business interruption coverages will be addressed. Participants will gain insights into the key factors and metrics to consider in the evaluation, benchmarking, and choice of limits and providers of these crucial policies.

In addition, creative employee benefits plans will be explored against a backdrop of soaring healthcare costs that are forcing many companies to offer minimum value plans that simply meet the Affordable Care Act’s affordability test.


Monday, April 3rd
Lone Star B
11:30am – 12:30pm

Martin Armstrong, CPP, MBA, DBA, VP, Payroll Shared Services, Time Warner Cable
Steve Byrnes, Specialized Sales, Prepaid Business Development, Visa
George Mavrantzas, Director of Special Projects, Global Cash Card

Session Description

The Center for Generational Kinetics and Global Cash Card led a landmark national study that looked at Millennials and generational preferences around payment, pay cards and workforce trends. The study findings revealed surprising generational differences and emerging trends that will affect businesses of all sizes and in all industries. These trends are only going to accelerate as Millennials are now the largest growing generation in the workforce and increasingly taking on managerial and leadership roles. As payment and pay cards are the currency of commerce, this study is proving essential for executives to know in order to make key business decisions across their enterprise.

Learning Outcomes:

  • How and why millennials are impacting how payments and paycards are being used today
  • Identify workforce trends that highlight millennials specific usage demands in regards to payments and paycards
  • How and why the landscape has changed for payment and paycard demographics (unbanked, underbanked, underserved, millennials)

Monday, April 3rd
Lone Star C
11:30am – 12:30pm

Jim Nelson, Managing Senior Vice President, U.S. Bank
Suzanne Hall, VP, Cash Manager, Leggett and Platt

Session Description

Everyone wants you to optimize but what does that really mean to you and your organization? Automation is the foundation for all your efforts and you’d be surprised at the money you are leaving on the table as you run toward current trends and ignore the processes already in place. Come listen to strategies for cementing your process foundation before you add a second story to your financial house.

Participants will understand the nature of various types of optimization efforts and what they really mean in regards to change versus automation. They will also have good direction for where to start the change process and the right strategies for laying the proper foundation for change implementation. Any treasury management personal considering changes in the organization would benefit from attending this course.

Monday, April 3rd
Room 301
11:30am – 12:30pm

Tyrone Gant, CTP, 1st Vice President, Sales Manager, Colorado Business Bank
Dubos Masson, PhD, CTP, CertICM, President, The Treasury Academy

Session Description

  • ETM5-Ch 08: Financial Accounting and Reporting
  • ETM5-Ch 09: Financial Planning and Analysis

This session will cover the basics of financial planning and analysis, as well as other key financial and accounting concepts. The standard financial statements (balance sheet, income statement and statement of cash flows) are outlined as well as the use of ratio analysis to determine the financial health of the company. The important ratios covered include those related to liquidity management, debt management/coverage and asset management. In addition to financial analysis, this session will discuss performance measures such as return on investment, residual income and Economic Value Added (EVA).

Note: For maximum benefit of material, the presenters of the CTP session request doors to close 10 minutes after the session begins.

Monday, April 3rd
Room 303
11:30am – 12:30pm

Dr. Matthew Hill, CMA, CTP, FP&A, Director, Arkansas State University Center for Treasury and Financial Analytics

Session Description

This session continues the review of capital budgeting metrics and describes the calculation and use of the cost of capital concept. Specific topics covered include:

  • Calculation and interpretation of the internal rate of return, payback period, and discounted payback period capital budgeting metrics
  • A description of the assumptions and models used to estimate the individual components of the cost of capital (i.e., the cost of equity and the cost of debt)
  • Calculation and interpretation of the cost of capital


NOTE: Session Handouts available where indicated

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