In looking at the E&P and Mid-Stream Markets, this will be a panel discussion on cash flow and working capital management. How do payment terms from large downstream providers impact your daily working capital? How do you manage Royalty Payments with the limitations from downstream providers? For Royalty Payments, outsourcing the check and subsequent data to gain internal efficiencies or adopting ACH and RTP as an option for payment while providing the supporting data for Royalties. How do you manage field employees and their need for expenses? Do you have an expense management program in place? How do you see a Purchasing Card and/or T&E Card fit into your business plan?