Federal Reserve interest rates have leveled off since repeated increases beginning December 2015. This presents a dynamic environment for managing cash. As a result, businesses and banks now operate in a market wherein capital and liquidity requirements have increased and the time value of operating cash – which can include credit interest, investment returns and earnings allowances – can vary even within an organization (e.g., for intraday and overnight balances). A result of a series of market and legislative events, these changes require organizations to understand balance sheet impacts (LCR/SLR, etc.) to their cash holdings, and the outlook for managing the needs and levels of operating cash in the current market and into the future.
Presenters in the session will review these trends, along with useful tools that exist to help optimize and manage cash during these market fluctuations.